Supplement guide

How to Prepare a Clear Insurance Supplement

A supplement should show what changed between the original estimate and the work your company believes is needed. The reviewer should be able to find the requested item, understand the reason, and locate the supporting information.

01

Compare before you write

Review the original estimate, your estimate, the property documentation, and any new information. Make a clear list of the differences before building the request.

02

Support each requested change

Keep the package simple and organized.

  • Identify the missing or changed item
  • State the quantity and location
  • Include the photo or measurement that supports it
  • Use clear estimate notes
  • Name attachments so they are easy to find
03

Check the package before it leaves

Remove duplicates, confirm quantities, open every attachment, and make sure the request can be followed without a separate explanation call.

FAQ

Frequently asked questions

  • Does a supplement guarantee additional payment?

    No. A supplement is a request for review. Coverage, pricing, and approval decisions remain with the responsible parties.

  • Should contractors negotiate insurance claims for homeowners?

    Parrot Key does not teach claim representation or negotiation. The training focuses on a contractor documenting and explaining its own estimate and work.

  • Can Neil train our supplement department?

    Yes. Describe the team, trades, current process, and recurring problems through the contact form.

We will get back to you

Tell us what you need

Send a few details about your role, your team, and what you want to improve. Our team will review it and get back to you.